ERC20 Paymaster

This guide will help you get started with the Zyfi API to transform a normal transaction in a paymaster one.

For advanced usage and detailed explanation of each parameter and feature, please explore our detailed API documentation.

The basic flow consists of the following steps:

  1. Collect the desired transaction payload and the ERC20 the user desires to pay with

  2. Send an API request

  3. Receive back the quote and transaction payload for the user to sign

Step 1: Send the API request

Send the required data to the erc20_paymaster endpoint. Below an example implementation using Javascript fetch (natively supported in most environments)

// Define the payload
const payload = {
  feeTokenAddress: // ERC20 the user desires to use as gas token
  txData: {
    from: "0x...",
    to: "0x...",
    data: "0x.."

// Define the function to perform the POST request
async function postTransactionData() {
  try {
    const response = await fetch('', {
      method: 'POST',
      headers: {
        'Content-Type': 'application/json',
      body: JSON.stringify(payload),

    if (!response.ok) {
      throw new Error(`HTTP error! status: ${response.status}`);

    const data = await response.json();
    console.log(data); // Process the response data
  } catch (error) {
    console.error('Error during the API call:', error);

The returned object does not change the original transaction calldata, but add the paymaster fields necessary to process the transaction.

Step 2: Show the quote to the user

The response, on top of the transaction payload, returns a series of helper values that can be used by the UI to better inform the user. In particular:

  • tokenAddress : ERC20 token address used to pay for the gas fee (feeToken)

  • tokenPrice : the estimated cost of the feeToken

  • feeTokenAmount : Max amount of the ERC20 token that the user will pay as fee (before refunds). The user need to have this balance for the transaction to not fail

  • feeUSD : Equivalent value of feeTokenAmount in USD

  • markup : Markup or discount applied on the gas fee

  • expirationTime : block.timestamp of the quote expiration. Currently it's one hour

Transactions on zkSync overestimate the gas needed and receive a refund at the end, which is difficult to know in advance.

The unspent gas is refunded to the user in the feeToken.

We suggest to each protocol to implement their own estimation for the final cost by observing the actual gas being used on their transaction. We also provide a very rough estimation with estimatedFinalFeeTokenAmount and estimatedFinalFeeUSD

Step 3: Execute the transaction

Ensure you are using zksync-ethers V5 or V6.

Below an example implementation with

import { Signer, Web3Provider } from "zksync-ethers";
import * as ethers from "ethers";

const signer = Web3Provider.getSigner

rawTx = Apiresponse.txData

//since the API returns the transaction payload in the ethers format, we can use it as is

txHash = await signer.sendTransaction(rawTx);

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